Pimpri Chinchwad Sahakari Bank

Loan Interest Rate

Sr. No.	Type of Loan	Interest Rate As per PLR Base	Max Period	Max Limit
Housing Loan
1	Cibil Score Between 650 to 699	9.00%	20 Years	Max. Rs.140 lakh or 90% on Agreement
	Cibil Score Above 700	8.50%	20 Years	Max. Rs.140 lakh or 90% on Agreement
Term Loan
2	For Machinery	12% to 13%	10 Years	Rs.275 lakh
	For Business	12% to 13%
Cash Credit
3	Cash Credit	12% to 13%	12 to 36 months	Rs.275 lakh
Secured Loan (LAP)
4	On Plan Pass property	12%	10 Years	Rs.275 lakh
	On 7/12 property	13%
Company Undertaking Loan
5	Company Undertaking Loan	11%	5 Years	Rs.3.00 lakh
			7 Years	Rs.3.01 to 5 lakh
Vehicle Loan
6	Personal Vehicle Loan	9% to 10%	5 Years	80% (Ex Show.R)
7	Transport Operat Loan	9.50 to 10.50%	5 Years	80% (Ex Show.R)
Gold Loan
8	Gold Loan	9%	1 Years	Rs.2.00 lakh
	Gold Term Loan	10%	1 Years	Rs.2.01 to 10.00 lakh
Lease Rent Discounting
9	Lease Rent Discounting	12%	7 Years	Maximum Rs. 275 lakh or 80% of valuation of the property
Loan For Self-Employed
10	Loan Scheme For Self-Employed (For Chartered Accountant & Doctor Only)	9%	12 Months to 35 Months for CC A/cs 10 Years for TL	Up to Rs. 5.00 Lakh (On Debtors & Creditors) Maximum Rs. 275 lakh or 80% of valuation of the property / Machinery
Property Overdraft Loan
11	With Plan Pass	11%	15 months	Maximum Rs. 275 lakh or 80% of valuation of the property
	With 7/12 property	13%
Education Loan
12	Education Loan	9% to 9.50%	10 Years	Maximum Rs.50 lakh
Micro Finance Loan
13	Loan to SHG/JLG (Micro Finance Loan)	22%	18 to 24 months	Rs. 20,000/- to Rs.50,000/-
Personal Loan
14	Personal Loan	15%	5 Years	Rs. 5.00 lakh